About Us

About kirnaf

To make the most of life

and the opportunities it presents

You need a financial partner who understands your needs and can support your aspirations.

Kirnaf Finance Company is here to do just that, by helping you with innovative financial solutions. Our products are limited to Commercial clients.  We do not provide financing for individuals.

We can offer you a wide range of customized, client-friendly financial solutions and services, all in accordance with Shariah principles.

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Shariah Compliance

Kirnaf’s contracts are certified as Shariah compliant.

Kirnaf’s Shariah advisors are named Al Khobuaar (Investment Experts).

Mission & Vision


Our mission is to create a leading, world-class non-bank financial services company that enables its clients to realize their aspirations, through innovative and personalized financial solutions that adhere to Shariah principles.


We aspire to be the preferred non-bank financial services company by providing innovative financial solutions and superior services to our clients. At the same time creating value for our shareholders and strengthening our position in the marketplace.