CEO Message

CEO Message

We opened our doors for business in Q2 of 2009.  We are pleased to be starting our 7th full year of operations in 2016. 

While we have made extensive inroads into the SME market in the Kingdom, we are looking forward to meeting with more SME business owners to discuss their financing needs.

Our goal is to cater to the needs of our clients and structure our contracts in a manner that fulfills our clients’ needs to support their business requirements into the future.

We are entering a unique period for the financing sector, where we are now regulated by the Saudi Arabian Monetary Agency (SAMA), and we are positioning our operations to be fully transparent and compliant with the rules and regulations set out by SAMA.

I am proud of the team that we have within Kirnaf and the team work that is being executed to meet our day to day business requirements as well as the strategic changes we are undertaking to meet the rules and regulations of SAMA.

We are thankful for the support that our shareholders have provided to us since our inception, as well as the relationships that we have already developed with our debt funding partners in the Kingdom.

We look forward to our evolution over the foreseeable future to reach our vision to become the preferred non-bank financial services company in the Kingdom.


Ahmed Rashid Al Ameer

Chief Executive Officer

Kirnaf Finance Company